Credit Cards are rewarding. But, you can get the maximum out of it this Diwali only if you use it smartly. Diwali is the festival to shower love and affection to your loved ones with countless gifts. It is the time to check out your wish list and go on a shopping spree. While you may have some savings, a credit card with a decent balance to use is rewarding. 
But, you can’t just get too carried away. Having too much debt and not paying it off on time will certainly knock the lights out of your credit score. Therefore, using credit cards smartly is necessary. Here are useful guides to make sure your credit score remains as crackling as your Diwali celebrations.

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Don’t Get Trapped with Tempted DealsDuring the festive season, markets look prettier than usual with lots of attractive deals and killer discounts on practically everything. Don’t get trapped with these deals and offers. After all, excess of everything is bad. Learn to strike a balance between fun and frugality. 

For this, make a shopping list before heading to the market. And while doing this, consider the things you can use from last Diwali like diyas and lights.  
Putting your DIY expertise to the test and trying making sweets at home is also a good idea.  Don’t you think the personal touch will make your Diwali all more special? Doing it yourself would help you get a lot of things done at a whole lot reasonable price than buying boxes of them from your friendly sweet shop owner. 
Remember the Due Date
You start counting the number of days for Diwali. You also begin to look for the exact date on which the festival is falling to plan your finance well in advance. 
While this is good, you should not forget the due date of your credit card bills, loan EMI, etc. when Diwali is just around the corner. 
During the festive season, you may be a little forgetful. If you do so, it can cost you dearly. So, set up payment reminders on your mobile or set up auto-debit facility on your saving account. This will help you avoid any lapses. 
Apply for Personal Loans
This may sound weird, but this is useful, especially when the due date of your utility bills, card bills or loans EMI is falling on or before a few days of Diwali and you have still not made the payment or applying for quick instant loans is also a pretty good idea if you have cleared all your dues just a week before the festival and you’re left with not enough cash. 
RupeeRedee offers instant loans within minutes. No visit, no paper, 100% online.  The best part is that the amount is released to your account within minutes. 
So, getting instant personal loans can help you ensure your credit score stays as crackling as your Diwali celebrations if you pay on the committed time. RupeeRedee is your most faithful companion to help you out financially and let you celebrate Badee Diwali with its Chota Loans. 
Get stuck to these gestures as they will ensure you don’t experience any credit score or financial stress post-Diwali.


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